Launch Shari’ah-based financial solutions with Mambu’s advanced cloud-native platform. Our composable technology lets you quickly build and scale the deposits and lending products your customers need.
Whether you're launching a new Islamic brand or scaling your dual banking strategy, Mambu gives you the building blocks for transactional banking, deposit, and savings products to serve modern customer expectations.
Offer current or savings accounts that fully protect customer deposits and give you the option to grant hibah (voluntary gifts) to reward loyalty and drive engagement.
Why it matters to your institution:
Offer current accounts based on a benevolent loan structure, where the funds are safeguarded and returned to the customer without profit or interest.
Why it matters to your institution:
Offer short-term and fixed-term deposits with expected, pre-agreed profit margins through compliant asset-based transactions.
Why it matters to your institution:
Launch savings or investment accounts where customers act as investors, sharing in profits generated from Shari’ah-based activities managed by your institution.
Why it matters to your institution:
Offer investment accounts where you act as the agent (wakeel), managing funds on behalf of customers with an expected (non-guaranteed) profit rate.
Why it matters to your institution:
Mambu empowers financial institutions to offer flexible, Shari’ah-based lending for personal, SME, and asset-based needs. Built on our composable core and ready for digital delivery.
Support sales-based financing where you purchase goods or assets on behalf of the customer and sell them at a higher price with deferred repayments.
Why it matters to your institution:
Provide retail-focused financing by offering cash for personal or business use through a series of commodity sale transactions.
Why it matters to your institution:
Provide financial assistance where customers repay only the principal amount, supporting short-term needs or social impact financing.
Why it matters to your institution:
Mambu gives financial institutions the flexibility and speed to build and scale Islamic banking products across deposits and lending, all on a single, composable cloud platform.
Fully support Islamic funding and financing contracts with operational separation and alignment with local requirements.
Bring new Islamic offerings to life in weeks, not months, staying agile and competitive as markets evolve.
Quickly design, configure, and launch products through Mambu’s flexible product templates, APIs, and automated profit and revenue sharing.
Run Islamic and conventional operations side by side with complete separation of products, processes, and reporting, all managed on a single, modern core.
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