Report

The future of deposits 2025

Reshaping for change

Together with our partners and industry experts, we explore how a changing deposit landscape is shaping strategies for 2025, and beyond.

Our 'The future of deposits' report – in partnership with global data and analytics company for fintech Findexable – is packed full of insights to help you stay ahead in the face of faster change and fiercer competition.

Leading experts deep dive into the new deposit battleground, giving you the advice you need to stay fast, flexible and competitive.

Explore how innovative technology, modern systems and flexible strategies are driving progress, loyalty, and customer satisfaction. And discover the six core values shaping the future of deposits and unlocking opportunities for growth.

With deposits at a turning point, our report is your map to success.

The time to reshape for change is now

Deposits are evolving as customers everywhere embrace seamless digital services, using one platform for payments, shopping, and financing without switching apps.

Download our report to explore the future of deposits and the actions forward-thinking firms are taking. The report focuses on two fundamental themes:

The fast-evolving economic and technological forces transforming money movement and redefining value creation and storage in financial systems.
How financial institutions leveraging agility, flexibility, and enterprise-wide technology adoption are thriving in the evolving deposit landscape.

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Rethinking banking

Hear from our experts

Slide 4 of 4

"If you look at where banking revenues in Europe come from today versus a decade ago, 80% of revenues are from the same sources."

Bernardo Ferrao, Partner at Deloitte

“Banks need to look elsewhere for profits. And that’s only possible by building a more efficient operation and offering new products."

Francisco Morandeira, Director, Client Solutions at GFT

“The success of our loyalty programmes is not because we have our own separate loyalty program. It’s because we’re so well integrated into well-known loyalty programs in the countries we’re working in.”

Rachel Freeman, Chief Growth Officer at Tyme

“Legacy systems are a big issue for many banks. Many of the people with knowledge of these systems have been in their roles for several decades and are starting to retire. The responsiveness the modern tech stack can offer by enabling things like API-enabled access to data is limiting.”

Perminder Grewal, Global Head, Solution Engineering at Mambu

"If you look at where banking revenues in Europe come from today versus a decade ago, 80% of revenues are from the same sources."

Bernardo Ferrao, Partner at Deloitte

“Banks need to look elsewhere for profits. And that’s only possible by building a more efficient operation and offering new products."

Francisco Morandeira, Director, Client Solutions at GFT

“The success of our loyalty programmes is not because we have our own separate loyalty program. It’s because we’re so well integrated into well-known loyalty programs in the countries we’re working in.”

Rachel Freeman, Chief Growth Officer at Tyme

“Legacy systems are a big issue for many banks. Many of the people with knowledge of these systems have been in their roles for several decades and are starting to retire. The responsiveness the modern tech stack can offer by enabling things like API-enabled access to data is limiting.”

Perminder Grewal, Global Head, Solution Engineering at Mambu

"If you look at where banking revenues in Europe come from today versus a decade ago, 80% of revenues are from the same sources."

Bernardo Ferrao, Partner at Deloitte

“Banks need to look elsewhere for profits. And that’s only possible by building a more efficient operation and offering new products."

Francisco Morandeira, Director, Client Solutions at GFT

“The success of our loyalty programmes is not because we have our own separate loyalty program. It’s because we’re so well integrated into well-known loyalty programs in the countries we’re working in.”

Rachel Freeman, Chief Growth Officer at Tyme

“Legacy systems are a big issue for many banks. Many of the people with knowledge of these systems have been in their roles for several decades and are starting to retire. The responsiveness the modern tech stack can offer by enabling things like API-enabled access to data is limiting.”

Perminder Grewal, Global Head, Solution Engineering at Mambu

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