Report
The ultimate guide to Verification of Payee
Payments are at the core of any fintech company's offering. Whether they focus on payments themselves, lending, or investment, those companies sitting in multi-party flows of funds must manage bank payments in their products.
In Europe, it means accessing SEPA as a participant.
Download our guide to learn how.
What you will learn in this guide
A complete overview to the VOP scheme
Discover why VOP is becoming mandatory, understand how the scheme operates, identify the key participants, and learn which institutions need to comply.
The technical requirements for compliance
Learn the essential processes for handling VOP requests—both sending and receiving—and see how they impact your existing technical infrastructure.
How to choose the right VOP solution for your institution
Learn what criteria matter most when selecting a Routing and Verification Mechanism that fits your institution's specific needs.
About Mambu Payments
Mambu Payments is a modern hub that offers real-time, compliant payment flows into any core system. With native straight-through processing, orchestration, liquidity, and reconciliation, it provides managed connectivity to schemes and composable workflows, enabling financial institutions to launch faster, cut costs, and ensure compliance at scale.
Ready to navigate the new era of instant payments in Europe?
The 2025 Instant Payments Regulation makes SEPA Instant Credit Transfers mandatory. This means big changes for payment operations, from infrastructure to workflows.