WEBINAR ON-DEMAND
Consumer lending's future
When embedded finance meets smarter decisioning
Research reveals that the global consumer credit market was valued at $13 billion in 2024, is expected to increase to 13.5 billion this year and will reach 18.8 billion by 2033. That’s a growth prediction of 4.14% CAGR in eight years alongside a spike in demand for loans from individuals and small businesses.
With the rise of e-commerce, the sharing economy, and new payment methods, new generations are evidently more open to digital credit products and alternative lending models. In 2026, more and more customers will expect lending on demand.
Join this Finextra webinar, in partnership with Mambu, to explore how credit assessment and consumer lending is now an embedded experience that is fast and personalised.
Speakers
Meet our experts
Ben Goldin
CEO & Founder
Plumery
Anthony Nonnis
Senior Director, Partnerships
Mambu
Scott Hamilton
Contributing Editor (Moderator)
Finextra
TAKEAWAYS
What you'll learn
To meet growing expectations for instant, on-demand services, lending must become seamlessly embedded within everyday digital experiences. Embedded finance not only makes financial interactions more intuitive and accessible, but also enables lenders to keep pace with how consumers want to engage. With the embedded finance market projected to reach $7.2 trillion by 2030, this shift represents a major opportunity—and a critical challenge—for financial providers aiming to stay relevant.
Real-time lending demands real-time infrastructure
Explore how instant credit decisions are reshaping consumer expectations and what tech is needed to keep up.
Balancing experience with control
Learn how lenders can deliver seamless embedded finance journeys while maintaining oversight, risk management, and compliance.
Staying ahead of regulatory change
Discover how to build a proactive compliance strategy and prepare BNPL offerings for future rules, powered by AI-driven decisioning.
Building ethical and transparent credit systems
Understand how explainable AI and responsible innovation can support fairness, accountability, and regulatory trust.
Report
The future of lending is undergoing a core transformation
Modern consumer lending has arrived at a pivotal moment. Global customers expect lending to be instant, digital first, and seamlessly integrated into their daily lives. The obstacle? The traditional systems on which financial institutions operate simply cannot keep up.
Mambu’s latest report is full of global and regional market insights, expert perspectives, and customer stories that demonstrate how future-facing lenders are using agile, composable technology to launch faster, stay compliant, and deliver lending experiences that truly fit the modern consumer.